RCFCU will be closed Monday, January 20, 2025, in observance of Martin Luther King Jr Day.

Rates & Fees

Loans Savings Certificates Fee Schedule

Effective as of: January 1, 2025
 
CertificatesDividend RateAPY*Term in MonthsMinimum amount to open account
Share Certificates3.753.7506$1000
Share Certificates3.753.75012$1000
Share Certificates3.453.45018$1000
Share Certificates3.503.50024$1000
Share Certificates3.553.55036$1000
Share Certificates3.553.55048$1000
Jumbo Share Certificates3.853.8506$100,000
Jumbo Share Certificates3.953.95012$100,000
Jumbo Share Certificates4.104.10018$100,000
Jumbo Share Certificates3.853.85024$100,000
Jumbo Share Certificates3.853.85036$100,000
Jumbo Share Certificates3.853.85048$100,000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.553.55018$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.603.60024$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.453.45036$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.453.45048$1000
After the first $100,000 each additional $100,000 increment increases rate by 0.05%.
*APY = Annual Percentage Yield
Dividends compounded quarterly, paid quarterly.
Penalty may be imposed for early withdrawal.
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