Please be advised that members are temporarily unable to transfer VISA payments through Virtual Branch. Please call the Credit Union for assistance with VISA payments.
Loans Savings Certificates Fee Schedule
Rates are subject to change. | |||
Rates do not apply to in house refinancing. | |||
To inquire about our Low Mortgage Rates, please contact the credit union. | |||
Loan Type | Interest Rate % | APR* % | Max Term (Months) |
Auto New and Used (as low as) | 6.75 | 6.750 | 60 |
Auto New and Used (as low as) | 7.75 | 7.750 | 72 to 84 |
Motorcycle (as low as) | 6.75 | 6.750 | 60 |
Motorcycle (as low as) | 7.75 | 7.750 | 72 |
Boat (as low as) | 7.00 | 7.000 | 60 |
Boat (as low as) | 8.00 | 8.000 | 72 to 120 |
Camper, Travel Trailer, Recreational Vehicle (as low as) | 7.00 | 7.000 | 60 |
Camper, Travel Trailer, Recreational Vehicle (as low as) | 8.00 | 8.000 | 72 to 120 |
Equipment (as low as) | 7.00 | 7.000 | 60 |
Equipment (as low as) | 8.00 | 8.000 | 72 to 120 |
Tornado Shelter (as low as) | 7.00 | 7.000 | 48 |
All Season (as low as) | 6.99 | 6.990 | 12 |
Personal (as low as) | 9.25 | 9.250 | 48 |
Credit Builder | 18.00 | 18.000 | 12 or 24 |
Overdraft | 15.00 | 15.000 | 12 |
Share/ Share Certificate Secured | See Loan Officer for rate | ||
VISA Credit Card ~with Score Card Rewards~ | 9.75 | 9.750 | N/A |
Rocket Loans (PAL) | 28.00 | 28.000 | 12 |
Loyal American Insurance | 15.00 | 15.000 | 12 |
*APR = Annual Percentage Rate | |||
As low as rates will be based upon credit worthiness. Posted rates shown are not available for all terms. | |||
The max term is provided to disclose the term we use to calculate payments for Rocket City Federal Credit Union's open-end loan products. |