Rates & Fees

Loans Savings Certificates Fee Schedule

Effective as of: August 1, 2017
Rates are subject to change.
Rates do not apply to in house refinancing.
To inquire about our Low Mortgage Rates, please contact the credit union.
Loan TypeInterest Rate % APR* % Max Term (Months)
Automobile (as low as)2.592.59060
Automobile (as low as)3.593.59072 to 75
Motorcycle (as low as)3.493.49060
Motorcycle (as low as)4.494.49072 to 75
Boat (as low as) 3.493.49060
Boat (as low as)4.494.49072 to 120
Camper, Travel Trailer, Recreational Vehicle
(as low as)
Camper, Travel Trailer, Recreational Vehicle
(as low as)
4.494.49072 to 120
Equipment (as low as)3.493.49060
Equipment (as low as)4.494.49072 to 120
Furniture (as low as)7.007.00060
Tornado Shelter (as low as) 3.903.90048
All Season (as low as)5.995.99012
Personal (as low as) 7.997.99048
Credit Builder18.0018.00012 or 24
Share/ Share Certificate Secured See Loan Officer
VISA Credit Card
~with Score Card Rewards~
Loyal American Insurance15.0015.0012
*APR = Annual Percentage Rate
As low as rates will be based upon credit worthiness. Posted rates shown are not available for all terms.
The max term is provided to disclose the term we use to calculate payments for Rocket City Federal Credit Union's open-end loan products.